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Pre-Foreclosure Notice for Sub-Prime Loans       The North Carolina legislature has enacted new legislation to help homeowners with subprime loans avoid foreclosure.  If a homeowner with a subprime loan defaults on his loan, the lender is now required to send to the homeowner a Pre-Foreclosure Notice at least 45 days prior to filing the Notice of Foreclosure Hearing.  The Pre-Foreclosure Notice must include an itemization of all past due amounts and other charges that need to be paid in order to bring the loan current as well as a statement that the homeowner may have options available other than foreclosure.  In addition, the Notice must also include contact information for the lender, the North Carolina Office of Commissioner of Banks and other HUD approved foreclosure counseling agencies. The intent is to give homeowners who have fallen behind on their mortgage notice before their house is actually in foreclosure that they may be facing foreclosure in the near future and that there are options available that may allow them to save their home and/or their credit score. Dan Zellers and Scott Rudd- Founding Partners Dan Zellers , originally from Ohio, earned his undergraduate degree in finance and management from Defiance College and his law degree from the University of Toledo College of Law

Article Marketing Techniques – Top 6 Article Marketing Strategies You Should Try To Maintain Profitable Article Promotion       Article marketing techniques can differ from internet marketer to internet marketer. In this article, I?€™ll share top 6 Article Marketing Strategies To Maintain Profitable Article Promotion

White Chocolate Cake Recipe       This is a very dense, moist and delicious white chocolate cake ?€“ one of my favourites and perfect for Chocolate Week! Ingredients For the cake: 310g plain flour 5g baking soda 2g baking powder 3g salt 170g white chocolate, chopped 120ml hot water 225g butter, softened 300g caster sugar 3 eggs 235ml buttermilk For the icing: 200g white chocolate, chopped 20g plain flour 235ml milk 225g butter, softened 200g caster sugar 5ml vanilla extract Directions Preheat the oven to 350F/175C/Gas Mark 4. Grease two 9inch round cake tins. In a bowl sieve together the flour, baking soda, baking powder and the salt.

There is more to life than promotional carrier bags!       And nothing demonstrates the flexibility of promotional products more than promotional bags.  Gone are the days when the promotional plastic carrier bag was the only option!  Today you can choose from eco friendly promotional document wallets and promotional city conference bags through to the promotional Portland bag and the range of promotional delegate bags. Promotional conference bags now come in a range of designs and colours and are available with both shoulder straps and as holders.  The promotional rucksack has also developed and is now practical and spacious and often come with CD player pouches, opening for headphones and padded shoulder straps. Promotional laptop bags have also developed and are now available in a range of materials.  The Venture Laptop Bag is a good example of an executive, quality laptop bag made from 1680D polyester with a zipped pocket front

Strange New Ways To Combat Your Internet Addiction!       I am addicted to the Internet. I am a busy working parent and still I find the time to check my e-mail, chat with my friends in Yahoo Instant Messenger, read news, forums and on and on. I need "to know" and I need "to have" more than ever before.